The year was 1997.
Reserve Bank of India had just come out with their Historic Regulations for NBFCs. Thousands of companies just vanished in to thin air, leaving millions of depositors aghast. Such a climate would have discouraged and jolted existing, as well as aspiring entrepreneurs. But there was one person who saw the silver lining even in such a dense cloud. He saw an opportunity when everyone was only too willing to runaway at the drop of a hat.

AKHSHAYAA was born.
Incorporated on 11th April, 1997.
Registered by RBI as a Non Banking Finance Company in January, 1998.
Registered Office of the company is located at Chennai and Branch Office at New Delhi.
Akhshayaa Finance Bhaarath Ltd (AFBL) is carrying on the business of providing Bridge Loans against immovable properties. It has developed a superb method of processing the loan applications and disbursing the same in a timely manner to mitigate the financial crunch of the borrowers. Due to this AFBL has strong client base and its customers are happy to be associated with it.
AFBL has an innovative and systematic procedure for the recovery of its dues and hence there is no Non Performing Asset in its Portfolio.
AFBL has plans to have pan India Presence and its branch in Cannaught place, New Delhi is operational for the last five years. Branches  will be opened in all metropolitan cities by 2009 and in all other  major cities with good business potential by 2010.
Akhshayaa finance Bhaarath Ltd has successfully completed one decade of purposeful existence and is marching in to the future with the aim to become the Bank.

GUIDELINES AND PRINCIPLES
* Innovative and Highly customer friendly approach.
* Motivate and support people to honour their Financial commitment.
* Establish long term mutually beneficial relationship.
* All loans are secured.
* Strict adherence to all applicable rules and regulations.

PERFORMANCE HIGHLIGHTS.
* For the Year ended 31st March,2008, the company has recorded the Growth of over 100%
   in its performance compared to the previous year.
* The Company has declared 24% dividend for the Year ended 31st March, 2008.
* An assured return of minimum 12% is possible. Further a dividend of 35% of the Net Profit
   is feasible.